📉 Market Outlook: Retail Conviction to Be Tested? Crude oil shock, FII selling, and global uncertainty are putting pressure on Indian markets. Yet retail investors continue SIPs with strong discipline. But if high crude derails earnings, their conviction may face a real test. What experts say: • FIIs sold over ₹2 lakh crore amid global tensions & high yields • Retail investors remain steady, but earnings pressure could shake sentiment • Q4 earnings show strong profits but margin stress • Power, defence, infra, renewables & diagnostics remain strong themes • Fuel price hike may push inflatio

End of an Era 🙏

💸 Cash Transaction Limits & Penalties • Section 269SS: No person can accept ₹20,000 or more in cash for loans, deposits, or specified sums. Violating this invites a penalty under Section 271D, equal to the cash amount received. • Section 269ST: Prohibits cash transactions of ₹2 lakh or more. Penalty under Section 271DA applies to the recipient. • Section 271E: If someone repays a loan or deposit in cash of ₹20,000 or more, they face a penalty equal to the amount repaid. 🏢 Exceptions to the Rule These restrictions do not apply when transactions involve: • Government entities • Banks, post o