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My investment colleagues brought this report to my attention and it seems.... it really moved the market lol. When interest rates went up and bear flattens, which is poor for banks because borrowing is higher and lending is almost the same, the NIM margins will be challenging. The International banks are down 10%. US Regional banks are down 10%. Not the Singapore banks. Until this. Damn lol

2026-10-08👁 46

this chart from morgan stanley sohws the number of stocks by sector that is down 10%,15%, 20%... Since June 1: - 89% of stocks are down more than 10% - 54% more than 20% - 29% more than 30% - 7% more than 50% ❤3

2026-10-08👁 651

Turtle investor shared his journey replacing his aircon. the aircon started failing in the later half of the 15-years living in it. This is a very detail post. https://www.turtleinvestor.net/hdb-aircon-replacement/ Turtle Investor HDB Aircon Replacement: What I Learnt Replacing My 15-Year-Old System (2026) | Turtle Investor I replaced the 15-year-old aircon system in our HDB apartment. This is what I learnt: when to repair or replace, what cheaper quotes leave out, what pipe jargon means, installation day, and how I saved up for it. 👍1

2026-10-07👁 981
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