Кредитный рейтинг is a public Telegram group — anyone can join without invitation. Your phone number is never visible to other members unless you've made it public in your Telegram privacy settings. You can leave at any time with a single tap.

No. Telegram never notifies your contacts when you join or leave a group. Other members inside Кредитный рейтинг can see your username only if you post — your membership is not visible to anyone outside the group.

We verify every listing is publicly accessible, has a minimum member count, and exclude groups Telegram has marked as harmful. Кредитный рейтинг currently has 612 members, last verified 01 Jul 2026. If you've joined Кредитный рейтинг and noticed something suspicious — a review on this page helps others stay safe.